If you don’t have a PayPal account, then go through your email ‘receipts’ that the vendors sent you. I bet if you tried to remember right now all of the vendors you have purchased from VIA PayPal in the last 30 days you would probably remember 1/3 of them OR less.Ĥ) If in doubt, log into your PayPal account and look for a transaction on that same date. PayPal will automatically charge your credit/debit card for any ‘shortfall’ (in other words if you don’t have enough funds sitting in your PayPal account) to complete the payment YOU authorized.ģ) We are all fallable human beings, and even if we try hard to be precise with our transactions it is easy to forget the name of a vendor you purchased a SINGLE item from during the course of a month. (check into it, and you will see this is FACT)Ģ) Even if you do have a PayPal account that is linked to your checking account, the charge COULD still appear on your CREDIT/DEBIT card statement *IF* you also linked your credit/debit card to your PayPal account AND set the credit/debit card as the PREFERRED payment source. You do NOT need to have a PayPal account to process credit/debit card payments through PayPal. Here’s why this is a problem:ġ) YOU buy something from a vendor using your DEBIT card that is not linked to a PayPal account, HOWEVER the vendor accepts payments via PayPal. Everyone is so quick to ASSUME that a charge is fraudulent just because you don’t recognize it. It shouldn’t take long but it will save you money!įirst, everyone needs to take a breath.
If you want to avoid this and other pitfalls, get used to checking all transactions on your CC every month. Either way all I need to do is notify my bank within 30 days of the transaction and I get the money back! I got it in 2 today. It seems that this phone number has a large amount of clients associated with them which is a huge red flag for me! What is most concerning is that my bank didn’t catch this despite all of the “precautions” I have placed on the account. The company Xoom is not anything I would use today. I remember numbers so this was an easy catch. Reading all of the stories I was also “skeptical” of the individuals who “forgot” a transaction. Considering all of the business done online it is easy for this to happen. Yes it is a pain in the butt but I did get my money back. I had to cancel my card and keep an eye on my bank account. Someone had gotten my numbers from my Debit card and tried to make a transaction. Second I called my back and asked how they got access. I called PAypal looking for help and they couldnt help me as it did not come from my Paypal account. It is not based in the US but is owned by Paypal.
All was on my business account and I had to figure out how to correct this.įirst Xoom is a money transfer company for spanish speaking individuals according to their website. It had NOTHING to do with my paypal account either. Yes Xoom is owned by Paypal however paypal has NOTHING to do with them.
The company listed was Xoom in the debit transaction. Some of the information here is plain wrong but it helped. My bank was closed but I immediatly searched the number to try and figure out what it was. As well as vet diets from Hill's Prescription Diet and Royal Canin Vet Diet.I noticed a charge on Friday night for $985.99. Pet Circle also offers the best vet products online such as flea, tick and worming treatments from leading brands like: NexGard Spectra, Simparica Trio, Bravecto, Sentinel and Revolution Plus. We've got speciality species covered too! We stock a wide range of fish tanks and aquariums, air pumps, bird cages, bird supplies, reptile, rabbit and horse products. Everything from cat carriers, right through to dog nail clippers to care for your pets. We stock a great range of animal supplies for your pet's well-being including: dog harnesses, collars, toys, treats, dog beds, dog crates, cat litter and cat flea collars. There's a reason over 700,000 pet parents trust us - we're committed to providing awesome customer service, fast shipping, and free, personalised advice from Pet Circle's online vet team! We also support our community by donating food and supplies to more than 100 animal rescue organisations. We're focused on bettering the lives of pets and pet parents alike! We're here to make shopping for pet supplies as easy and convenient as possible. Pet Circle is Australia's largest online pet shop.
Pet Circle is Australia's Largest Online Pet Shop